Get paid up front. Customers pay us in instalments.
List your products or services on the YUSR Marketplace catalog. Customers buy with BNPL — YUSR underwrites them; you receive the principal T+1. No credit risk on your side.
Why merchants choose YUSR Marketplace
We took the parts that hurt — credit decisions, instalment math, collections — and absorbed them. You ship product, we move money.
Principal up front
Receive the full purchase amount on T+1 (next business day after order confirmation). YUSR carries the instalment risk, not you.
Zero credit risk
Underwriting, KYC, and collections all happen on our side. Defaults and late payments never reach your books.
Bigger basket size
BNPL customers spend 1.8× more on average. Offer 3-, 6-, 12-month plans and watch AOV climb.
Zero integration cost
List via the web cabinet. CSV bulk-upload + REST/webhook API land in V1. No PCI burden — we never touch card data.
Trusted by UAE businesses
Categories we onboard
Mid-ticket products and services where BNPL changes the conversion rate.
Not in this list? Tell us about your business — we add categories on a per-vertical basis.
From application to first payout in days
No procurement department. No 6-month integration. The cabinet opens the moment you submit.
Apply
Fill the merchant application — legal entity name, TRN, contact email. Sixty seconds.
Get approved
Compliance reviews KYB. Same-day for clean trade licences. We email when you go live.
List offers
Add products or services from the cabinet. Set prices in AED, pick which BNPL terms you accept.
Get paid
Customer buys, signs OTP, you confirm. Principal hits your account T+1. Done.
Straightforward commercials
One commission rate per merchant. No subscription, no per-transaction surcharge, no chargeback fees.
Merchant commission
Default: 3.50% of the basket subtotal, deducted at payout. Negotiated tiers down to 2.00% for high-volume accounts (> AED 500 000/month).
Example: customer pays AED 2,400.00 in 12 instalments. You receive AED 2,316.00 the next business day.
Frequently asked
Who underwrites the customer? ▾
YUSR, our regulated UAE partner. Customers apply through YUSR Marketplace, YUSR returns an approval or rejection in under a minute. The credit risk sits entirely on the underwriter — never on you.
When do I actually get the money? ▾
On the next UAE business day after you confirm the order in your cabinet. The full principal lands as a single payout per sub-order, with the platform commission already netted out.
What if a customer misses a payment? ▾
Not your problem. The merchant is already paid in full. Collections, restructuring, and any default loss are all carried by YUSR.
What if I want to cancel an order? ▾
You can cancel from the inbox while the sub-order is awaiting confirmation, confirmed, or in progress. After cancellation the credit limit is released back to the customer.
Are services supported, not just physical goods? ▾
Yes — dental cleaning, MRI scans, gym memberships, training packages, you name it. Service merchants make up roughly half of our pilot.
How long does onboarding take? ▾
Application: 60 seconds. Compliance review: same day for clean UAE trade licences, otherwise we come back with a short list of clarifications. First offer live within 24 hours of approval.
Ready to list?
Fill the merchant application and we'll get you live this week.
Apply now →Questions first? [email protected]